Convenient coverage for your self-storage goods.
Storsmart insurance program protects your self-storage unit’s valuables from theft, risks, and natural disasters
Embedded
Insurance conveniently added as part of your existing self-storage rent payments.
Tech-Forward Approach
Sales channels and processes that meet you where you already interact with the self-storage facility (online, at the facility, and more).
Reliable
We are committed to paying your claims quickly and efficiently. We have decades of experience protecting our clients and their self-storage valuables.
Coverages
Self-storage goods insurance offers a broader scope of coverage than typical renters or homeowners insurance.
Coverages vary based on endorsements available. For a list of your specific coverages, please review your Certificate of Insurance.
Burglary
Forced-entry theft and loss in secured storage spaces.
Space
Fire/Lightning
Loss or damage caused by fire or smoke.
Space
Water Damage
Loss or damage caused by water leaks. (coming down like from a roof leak or sprinkler system failure)
Wind, Hail, Tornado, Snow, Ice
Damage from wind, hail, tornado, collapse of roof from snow and Ice.
Space
Space
Optional coverage for damage from mildew, bacteria, fungus, wet or dry rot.
Optional coverage from earthquake, volcanic eruption, or landslide damage.
Space
Outdoor Parking
Optional coverage for damage or theft to items parked in outdoor open-air parking spots.
Space
Optional partial coverage from pests
*Excludes insects belonging to the Cimicidae family (i.e., bed bugs).
Have questions?
We have answers.
Check out our Frequently Asked Questions area for answers to the most common questions.
Why Choose Storsmart Self-Storage Goods Insurance Program?
Primary Coverage
This insurance is primary over any other valid and collectible insurance you may have. This can save you $ as homeowners insurance often has high deductibles and claims on homeowners policies can result in higher premiums on renewal.
Affordable coverage options
Coverage cost at most facilities can be as low as or less than 40 cents per day for the lowest coverage amount.
That’s less than a coffee a week in most areas.
Convenient Enrollment & Cancellation
Streamlined/Embedded sign-ups and the ability to cancel anytime allow you to manage your coverage with ease.
Straight forward claims process
In the unfortunate event that loss occurs, our dedicated professionals will handle your claim with speed and sensitivity.